Not insured yet?

waahhh lama xngomel ngomel dlm blog nih ek... ni pun sbb bgn nk sahur, so mcm nk tido balik tp xboleh so ambik laptop on internet... ;D pastu tetiba rasa mcm nk bg ceramah plak kt sini.. nasib ler korang tadah telinga ek.. hehehe.. but actually nasihat ni utk uols pun.. nasihat utk kebaikan diri masing2... actually i nk sentuh bab insurans... uols ada tak insurans? for me insurans tu penting xkira la medical insurans ke, life insurans ke, education insurance ke walaupun ur company tanggung termasukler keroje gomennnnn.... hehehe

why i'm saying that? sbb not all costs are bear by ur company.. mesti ada limit kan.. kalau xde syukur alhamdulillah, ur company is the best... tp lets say if something happened to ur spouse or to urself, meaning u meninggal, cedera parah sampai jd hilang upaya what happened to ur family, ur spouse and the most important thing ur children... me as being a housewife slalu terpk if anything happened to my husband since he the breadwinner for this family, mcm manelah i nk survive dgn anak2... yes i know i ada degree tp kalau masa tu umur dh 40++ camno nk keje balik?? hahaha.. pg mintak keje rase2 nye semua suruh balik.. so kt sini ler penting nye insurans.. at least anak2 hidup terjamin.. isteri kalau yg xbekerja at least dia ada modal utk buat biz ke xkisah la jual nasik lemak ke, kuih muih ke, kek ke as long she has something to back up her...

itu baru bab life, kalau sakit masuk hospital nk kene operate lah atau nk kene treatment memahal yg rege berpuluh puluh ribu mana nk cekau duit? mesti ada yg cakap ehh, i company bayar, ehh i keje gomen ada GL.. yup, i get ur point... tp katelah u sakit after u dh berhenti kerja xkan company u still cover for u? kalau dia cover mesti lah ada limitnye kan.. kalau kita sakit yg memerlukan kos rawatan dan perubatan yg tinggi contoh buat kemo, dialisis xkan dia nk cover sampai kita umur 80thn kalau panjang umurkan.. hehehe... kalau ada 100 org mcm tu sakit, lelama company pun bankrup.. yg keje gomen plak, haaa ni i nk citer sket sbb benda ni jd to my uncle.. dia cikgu sekolah menengah.. one day dia terjatuh and terslip disc.. masuk hospital kerajaan, skali doc ckp kene taruh apa ntah kt tulang blakang i pun xingat tp mmg dia kene do something to his backbone sbb kalau xbuat dia boleh paralyzed.. so bende yg nk insert kene order AND SCHOKINGLY DIA KENE BAYAR.. yuppp bayar dulu sbb they need to purchased the thing cepat and we as the patient kene dulukan duit kita as tu baru boleh claim GL.. and bendenye mahal tau... almost 10K.. mana nk cekau duit?! so, terpaksa ler pinjam sana sikit, sini sikit... and this is an eye opener to everyone including me not everything is free... yg bende rege 10K tu sah2 kene potong duit graduity...

so that is why it is sooo damn important to get covered by insurance.. insurance utk anak2 pun sama... setengah org cakap dh xada duit pg je gomen... mmg.. i pun anak2 check up, cucuk semua buat klinik kesihatan sbb it is free and org pun xramai... tp mcm i ckp.. kalau sakit demam biasa xpe.. tp kalau kene penyakit2 yg kritikal? nk kene buat rawatan yg mahal? lg pun we want the best for our kids rite.. lg pun xrugi.. if nothing happen to us, to our children alhamdulillah..

so pls do get one coz u never know what is going to be happened next.. if we can predict what is going to be happened in future, senang cerita kann... and selalunya org baru nk ambik insurance bila once u dh ada problem.. xkira la dia keje sendiri, keje govt sector ke, keje dgn big2 company ke.. bila dh sakit baru nk ambik insurance.. insurance plak once u dh sakit susah la.. maybe kene bayar tinggi maybe xbleh nk ambik dh..

so if u interested u can always email me at ninilil_othman@yahoo.com or call atau antau je sms at 0195713358.. kalau sayang credit hehe add je i kt facebook mawar othman.. ;D i skang buat Prudential.. buat pun sbb bila rasa insurans ni penting and niat nk tlg org.. jd ada apa2 pertanyaan i insya allah i akan jawap or boleh book appointment.. insya allah kalau xjauh i boleh dtg jumpa.. ;D skang nih nothing is possible kan.. ;D